Thursday, March 12, 2015
Tuesday, February 10, 2015
What is CFPB?
What is CFPB? Take a minute and learn more about the CFPB and the impending changes happening in August 2015!
Sunday, February 1, 2015
21 Reasons for Title Insurance
21 Reasons for Title Insurance
Buying Property Is A Numbers Business
Americans have the future in mind when they buy a house, and they purchase homeowners insurance to help protect that future. But with homeownership comes the need to protect the property against the past, as well as the future.
Title insurance protects a policyholder against challenges to rightful ownership of real property, challenges that arise from circumstances of past ownerships. Each successive owner brings the possibility of title challenges to the property.
When you purchase real property, rely on Fidelity National Title to protect your interests. You’ll be insured by a company backed by a long history of successful title operations.
Rely On Fidelity National Title To Protect Your Investment
Every owner, purchaser and beneficiary, whether by a deed or contract, should have an insured title. The entire investment depends upon the quality of title. If you are buying real estate mortgages, you are paying for a good title and you should see that you have one. If either fire insurance or title insurance is omitted, your security is not complete.
Our title policy protects you against unforeseen defects in title that an abstract or the public records do not show and cannot show…nor any attorney’s opinion includes.
Whether this is your first or fiftieth real estate investment, ask your real estate agent or broker to specify Fidelity National Title during your transaction.
- A fire destroys only the house and improvements. The ground is left. A defective title may take away not the only the house but also the land on which it stands. Title insurance protects you (as specified in the policy) against such loss.
- A deed or mortgage in the chain of title may be a forgery.
- A deed or a mortgage may have been signed by a person under age.
- A deed or a mortgage may have been made by an insane person or one otherwise incompetent.
- A deed or a mortgage may have been made under a power of attorney after its termination and would, therefore, be void.
- A deed or a mortgage may have been made by a person other than the owner, but with the same name as the owner.
- The testator of a will might have had a child born after the execution of the will, a fact that would entitle the child to claim his or her share of the property.
- A deed or mortgage may have been procured by fraud or duress.
- Title transferred by an heir may be subject to a federal estate tax lien.
- An heir or other person presumed dead may appear and recover the property or an interest therein.
- A judgment or levy upon which the title is dependent may be void or voidable on account of some defect in the proceeding.
- Title insurance covers attorneys’ fees and court costs.
- Title insurance helps speed negotiations when you’re ready to sell or obtain a loan.
- By insuring the title, you can eliminate delays and technicalities when passing your title on to someone else.
- Title insurance reimburses you for the amount of your covered losses.
- A deed or mortgage may be voidable because it was signed while the grantor was in bankruptcy.
- Each title insurance policy we write is paid up, in full, by the first premium for as long as you or your heirs own the property.
- There may be a defect in the recording of a document upon which your title is dependent.
- Claims constantly arise due to marital status and validity of divorces. Only title insurance protects against claims made by non-existent or divorced "wives" or "husbands."
- Many lawyers, in giving an opinion on a title, protect their clients as well as themselves, by procuring title insurance.
- Over the last 24 years, claims have risen dramatically.
Americans have the future in mind when they buy a house, and they purchase homeowners insurance to help protect that future. But with homeownership comes the need to protect the property against the past, as well as the future.
Title insurance protects a policyholder against challenges to rightful ownership of real property, challenges that arise from circumstances of past ownerships. Each successive owner brings the possibility of title challenges to the property.
When you purchase real property, rely on Fidelity National Title to protect your interests. You’ll be insured by a company backed by a long history of successful title operations.
Rely On Fidelity National Title To Protect Your Investment
Every owner, purchaser and beneficiary, whether by a deed or contract, should have an insured title. The entire investment depends upon the quality of title. If you are buying real estate mortgages, you are paying for a good title and you should see that you have one. If either fire insurance or title insurance is omitted, your security is not complete.
Our title policy protects you against unforeseen defects in title that an abstract or the public records do not show and cannot show…nor any attorney’s opinion includes.
Whether this is your first or fiftieth real estate investment, ask your real estate agent or broker to specify Fidelity National Title during your transaction.
Tuesday, January 6, 2015
How to get Estimated Statements 24/7!
Answers within seconds! Learn how can you get estimated statements 24/7 and get more leads from your open house or floor duty today!
Contact Reta Chin-Chiarella or Mercy Palmer for more information on this MUST HAVE tool!
Visit our website: www.FidelityMaui.com
Monday, January 5, 2015
Happy New Year!
Happy New Year & Cheers to 2015! As we start the year with many changes in the industry. We are pleased to share with you the many tools and resources that FIDELITY NATIONAL TITLE has in place to help you with your business.
www.FidelityMaui.com is now available so that you can have 24 hour access to assist you with your real estate needs! Our website has just gone live and we are still in process of updating it with more information and current events. Please know that we are working on this site daily to continue to provide you information and tools to help you with your business!
**Be sure to check out these classes at RAM for the month of January 2015:
Upcoming RAM Classes for Jan. 5 - Jan. 28Click here for the COMPLETE Class/Event Calendar
Jan 5, 9:15 a.m. - 11:30 a.m. @ RAM
ZipForm® Plus Class
Jan 5, 12:30 p.m. - 2:45 p.m. @ RAM
zipLogix Digital Ink® Class
Jan 12, 8:30 a.m. - 4:30 p.m. @ RAM
New Member Orientation
Please call RAM at 873-8585 for more information or to register
Jan 28, 9:15 a.m. - 11:30 a.m. @ RAM
ZipForm® Plus Class
Jan 28, 12:30 p.m. - 2:45 p.m. @ RAM
zipLogix Digital Ink® Class
**To find out what's going on on Maui, here is a great site to find the information (pass this on to your clients):
Be sure to keep checking in as we will be providing more information on our blog about events, classes, industry news, local news, market stats, updates, etc...
Pam Teal | Noreen Koki | Wendy Gomes | Shannon Cortez | Kathryn Maloney
Rose Bento | Pearl Gore | Vicki Kinkella | Reta Chin-Chiarella | Mercy Palmer
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